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Here’s a question confronting our latest crop of graduates: is the value of education worth its cost? It depends on who you ask.

With a four-year degree at a private college averaging $100,000 many college students graduate with thousands of dollars in debt, and often no job in sight. College loans and credit cards are making it easier to look past the expensive costs of tuition, books, and room and board, and the costs pile up quickly.

So is college worth the cost?

Walking down the aisles of your local supermarket, you've probably seen all the product packaging promoting the benefits of organic food. Everywhere we look, we’re taught that organic food is healthier, more nutritious, and free of chemical substances when compared to conventional foods. Some products even claim to protect consumers from cancer-causing pesticides. (I’ll take those in bulk, please!)

So is organic food truly a miracle? An escape from all our processed and genetically-altered products?

With the prevalence of email, text messaging and IMs, it seems hard to imagine that conventional mail (a.k.a., "snail mail") could be an important marketing vehicle. And yet, millions of dollars are spent by companies each year to create direct marketing pieces that deliver an experience right to your door.

How do you know if you should reach out and touch someone in their mailbox? Just ask yourself three questions: